Bank of Canada meeting —

At its 28 January 2026 meeting, the Bank of Canada held its policy rate at 2.25%.

Decision

hold — 2.25% to 2.25%

Key passages

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%.

Rate hold as expected, maintains current stance.

Governing Council judges the current policy rate remains appropriate, conditional on the economy evolving broadly in line with the outlook we published today. However, uncertainty is heightened and we are monitoring risks closely. If the outlook changes, we are prepared to respond.

Conditional hold but open to easing if conditions deteriorate.

Meeting documents

Background reading

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