Federal Reserve meeting —

At its 29 October 2025 meeting, the Federal Reserve lowered its policy rate from 4.00–4.25% to 3.75–4.00%. The decision passed 10-2. 2 members dissented.

Decision

cut — 4.00–4.25% to 3.75–4.00%

Vote: 10-2

Dissenters

  • Stephen Miran — preferred cut
  • Jeff Schmid — preferred hold

Key passages

the Committee decided to lower the target range for the federal funds rate by 1/4 percentage point to 3-3/4 to 4 percent.

Rate cut of 25bps to 3.75-4% – the key policy decision.

In considering additional adjustments to the target range for the federal funds rate, the Committee will carefully assess incoming data, the evolving outlook, and the balance of risks.

Data-dependent guidance with no explicit bias for future cuts.

Meeting documents

Background reading

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