Federal Reserve meeting —

At its 10 December 2025 meeting, the Federal Reserve lowered its policy rate from 3.75–4.00% to 3.50–3.75%. The decision passed 9-3. 3 members dissented.

Decision

cut — 3.75–4.00% to 3.50–3.75%

Vote: 9-3

Dissenters

  • Stephen Miran — preferred cut
  • Austan Goolsbee — preferred hold
  • Jeff Schmid — preferred hold

Key passages

the Committee decided to lower the target range for the federal funds rate by 1/4 percentage point to 3-1/2 to 3-3/4 percent.

25bp cut confirms easing cycle continues.

In considering the extent and timing of additional adjustments to the target range for the federal funds rate, the Committee will carefully assess incoming data, the evolving outlook, and the balance of risks.

Standard data-dependent guidance; no pre-commitment.

Meeting documents

Background reading

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