Swiss National Bank Minutes comparison — 11 December 2025 vs 19 March 2026

This Swiss National Bank minutes comparison covers 11 December 2025 and 19 March 2026. Overall, the newer document was more hawkish. The SNB holds rates at 0% but the rhetorical balance shifts toward inflation risk and FX intervention, reflecting the energy price shock and franc strength. The next decision will hinge on whether inflation expectations stay elevated and whether the franc continues to appreciate.

What changed

More hawkish. The SNB holds rates at 0% but the rhetorical balance shifts toward inflation risk and FX intervention, reflecting the energy price shock and franc strength. The next decision will hinge on whether inflation expectations stay elevated and whether the franc continues to appreciate.

  • Inflation — More hawkish. New language highlights energy price surge and rising inflation expectations, while medium-term pressure noted as unchanged — a hawkish tilt in the inflation risk assessment.
  • Labour Market — Little changed. No labour market language appears in either set of key passages; no shift in employment framing.
  • Rate Path — Little changed. The policy rate remains on hold at 0% with expansionary policy reaffirmed, but the current statement introduces upside inflation risks from energy prices and notes tighter financial conditions from franc appreciation, a mixed but ultimately neutral rate stance.
  • Balance Sheet — More hawkish. The SNB reaffirms and intensifies its willingness to intervene in FX markets to counter rapid franc appreciation, a hawkish signal for balance-sheet policy, despite also noting policy remains expansionary.

Key wording

At the monetary policy assessment of 9 and 10 December 2025, the Governing Board of the Swiss National Bank decided to leave the SNB policy rate unchanged at 0%.

rate path: Policy on hold at 0%, with no change signalling a patient stance.

Taking into account all available indicators, the effect of monetary policy is expansionary.

rate path: Confirms policy remains accommodative, supporting the case for no near-term tightening.

The excess liquidity is positive and consistent with price stability in the medium term.

balance sheet: Balance sheet stance is judged aligned with inflation target, reducing urgency to adjust.

The global economic outlook is less uncertain than in September. Nevertheless, there are still significant risks.

rate path: Improved outlook but persistent risks leave the SNB data-dependent.

Having declined somewhat in recent months, inflation is likely to increase again over the course of the forecast period, thus remaining within the range consistent with price stability. Uncertainty about the future development of inflation remains elevated.

inflation: Sees inflation rebound but with elevated uncertainty, keeping policy data-dependent.

In the medium term, the conditional inflation forecast is virtually unchanged compared to September. Inflation is within the range of price stability over the entire forecast horizon.

inflation: Inflation forecast stable, no pressure for policy adjustment.

the Governing Board of the Swiss National Bank decided to leave the SNB policy rate unchanged at 0%.

rate path: Policy rate left unchanged as widely expected.

Monetary policy remains expansionary, however.

rate path: Confirms accommodative stance despite tighter conditions.

In summary, the Governing Board noted that, owing to the appreciation of the Swiss franc, monetary cond

balance sheet: Appreciation tightens conditions, may offset need for rate hike.

Uncertainty surrounding the global economic outlook has increased significantly. For example, the war in the Middle East could lead to a further rise in energy prices. If this were to happen, inflation could increase more substantially than assumed in the baseline scenario, and global economic growth could decline more sharply.

rate path: Highlights upside inflation risk and downside growth risk from energy shock.

energy prices surged, which led to a global rise in inflation expectations.

inflation: Immediate inflation pressure from energy prices feeding into expectations.

Medium-term inflationary pressure is virtually unchanged compared with the last monetary policy assessment.

inflation: Suggests no need for tightening despite energy spike.

Official documents

Background reading

Related

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